Terms and Conditions

Last updated: 9 November 2017

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the https://unubo.com website, including all subdomains (the "Service") operated by Unubo Ltd ("us", "we", or "our"). 

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. 

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Accounts

When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorised use of your account.

Fees and payment

Paid services are available on the website. By selecting a paid service you agree to pay Unubo the monthly or annual subscription fees indicated for that service. Payments will be charged on the day you sign up and will cover the use of that service for a monthly or annual period as indicated. Fees are not refundable and can change in the future.

Links to other websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Unubo Ltd. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third party websites or services. You further acknowledge and agree that Unubo Ltd shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Connection to your bank account

We use Plaid and TrueLayer in order for you to securely connect to your bank account from within Unubo. 

We use the highest security protocols including 256-bit SSL encryption and bank-level security to access your information which is utilized for read-only access. Your login credentials are never stored on our servers and we can never make changes to your accounts.

Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination your right to use the Service will immediately cease. If you wish to terminate your account, you may simply do so within your account settings. All provisions of the Terms which by their nature should survive termination including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Governing law

These Terms shall be governed and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you must stop using the service.

Contact us

If you have any questions about these Terms, please contact us at hello@unubo.com.